From our good friends at Credit.com and Yahoo! Homes, this article brings up some great options for your buyers who may be a bit short on cash or liquid assets this time of year.

Bigger Sales Price
Bigger Loan
Inflate the Rate
The Cost of Financing
In short, when financing your closing costs, it’s an interest expense. Consider this, it’s an extra $37,703 more in interest over the life of 360 months (30-year fixed-rate) if you take a lender credit for $3,000 in exchange for a 4.875% interest rate, when 4.375% is otherwise currently available. It’s also not uncommon to see a spread of .5% in rate in exchange for $3,000 closing cost credit.